Valentine's Day on a Budget

While Valentine’s Day is a great opportunity to show your loved one just how much they mean to you, it doesn’t have to be costly.  Our team have put together some tips to ensure those you treasure feel the love, without breaking the bank:-


1.       Go out or buy presents the day after Valentine’s

As with most holiday seasons, Valentine’s Day merchandise will go on sale the day after Valentine’s.  So, if you are patient and can wait a day, you can afford to buy your loved one a great gift as well as throw in a box of chocolate hearts.  Restaurants also tend to raise menu prices or have fixed menu rates for two people on Valentine’s Day and those are usually slightly inflated.  Wait a day and take your loved one out the day after.  Love will still be in the air, and you will have more coins in your pocket.

Valentine's Day on a budget (hearts).jpg


2.       Get creative

So often, we feel that we need to buy the most expensive trending gift for our loved one, but really, what they might treasure is a well thought out gift that shows that you ‘get’ them!  A homemade card, a photo memory in a beautiful frame or a photo collage of your special moments together, will put a smile on their face, much happiness in their hearts and brownie points for you, without spending loads of money.  


3.       Eat in

 Don’t get caught up with all the hype and pressure to eat out on Valentine’s. If you budget just does not stretch to Valentine’s Day meal out or you are saving for something special, eating in is a great option to save you cash.  A special meal will warm your loved one’s heart more than a meal out.  You could even try to make the meal together for some real bonding time with your Valentine.  You can set the scene with some candles and soft music and have a lovely evening in together.  Any groceries you purchase will probably last a few days and there is the chance of leftovers for the next day.  Win-win!!


Whatever you do this Valentine’s, remember that it is the thought that counts.  Making the commitment to be more money savvy will only benefit both you and your loved one in the future.  If you would like more hints and tips, sign up for our Fortnightly Insights and Money Stories here.

  • Natasha W

Disclaimer: The above information does not replace financial advice. Please ensure you seek independent financial advice before making any decisions regarding your finances. We also recommend that you carry out your own research to ensure that this is right for your own unique circumstances. Please note that we sometimes link to other websites but we cannot be held responsible for their content.