TWiCE Testimonial - Tom

 

At TWiCE we sometimes get volunteers, partners, and team members on board to tell us a little bit about their relationship with money and why being a part of TWiCE is so important to them. Today we’ve got Tom, one of the campaign members with us at TWiCE. Let’s hear a little bit about him:

 

I’ve always had a bit of a tricky relationship with money. My family went through a terrible bankruptcy when I was very young which left us with whatever we could pack in a single moving truck. Everything else we had to sell off, or the banks repossessed it. I was the youngest of three boys, and my parents always commented that I was a very quiet and observant child; I learnt very early on that money didn’t come out of nowhere.

 

 

I suppose I grew up naturally being a saver because we didn’t have a lot of money to spend to begin with. It meant we all had to be very conscious of how and when we spent, and I learned very early on the difference between a want and a need. When you’re not sure if there’s enough money to feed the family the day before pay day you learn to go without, you learn what you really value, and you learn that sometimes, you just have to accept that you’ll have to wait for something.

 

That’s something that I feel has really carried me on throughout my life. I remember saving up every little bit of money I could for a year and a half so I could buy a MacBook Pro that could carry me through my A-levels and university. Unfortunately I couldn’t really get help from Mum and Dad, they were already scraping together what they could to keep a roof over our heads. Whatever didn’t go towards helping pay the rent and bills went into my savings for that MacBook. When I did eventually get there, that feeling of accomplishment when I was able to walk out with it was incredible. Developing those savings habits really prepares you for adulthood; you’ve got yourself to rely on to get you where you want to be.

 

For me, I joined up and became a part of the TWiCE team because I believe in what they’re trying to do. I’ve seen first hand what a bankruptcy looks like, what family financial stress looks like. I’ve known what it’s like to wonder how you’re going to get the numbers to add up so you can get by, I’ve known the worry of not knowing where you’re living next week. I’ve been through that and I wouldn’t wish it on anyone. TWiCE wants to help people get out of the debt cycle and start being financially independent and free to enjoy their life. We want to be a positive force for change, and that’s why I came on board.

- Tom L